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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang文小桃算是天启的铁杆粉丝，从《第一次亲密接触》开始追看天启的小说，对天启的几本小说都是喜欢得不行。青春校园系列剧《丑小鸭成长记》是一部反映北京高等艺术院校生活的电视剧。讲述的是艺术院校表演系的未来之星们从丑小鸭变成白天鹅的成长故事。曲折和坎坷之后，他们终于通过自身坚持不懈地努力和永不放弃地坚持如愿以偿成为北京电影学院表演系的一员。1. CPU: Pentium 3 (P III) or above configuration (Pentium 4 or above configuration is recommended).故事讲述是同名同姓的两名男子发生车祸，其中一人的灵魂居然跑到另一个人内，产生一体两魂而演变成为两个家庭的男主人。你家这个月怎么过活？他坐地抬价，咱们都不买自然会降下来。