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陈启点点头。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.中谷美纪在剧中饰演主人公佐藤真弓，一名结婚十三年的主妇，女儿顺利结束中学考试，育儿生活告一段落，为了学费等方面的压力，决心时隔十几年重新开始工作。玉木宏饰演真弓的丈夫，房产公司上班族佐藤秀明，在真弓为了家庭努力奋斗的时候，他心情不好爱上了有夫之妇，堕入不被允许的恋爱。掌握故事关键的茄子田太郎由中山裕介饰演，他是一位中学教师，有美丽的妻子，却对她精神虐待，在外面也是个纠纷制造者，为了不同的目的分别约见真弓与秀明。妻子茄子田绫子由木村多江饰演，她和丈夫、儿子还有公婆一起生活，是一位完美的家庭主妇，对家庭尽心尽力，却在遇到秀明后被他吸引。两人由于某个事件相识，起初由于狮子雄失礼的态度让若宫敬而远之，而后却慢慢习惯对方的个性，进而一起…同居（！）生性浪漫的夏拙（李易峰 饰），火二代欧阳俊（陈星旭 饰），老区美男子林安邦（段博文 饰），邋遢大王易子梦（董春辉 饰）是同一所大学、同一个宿舍的四名室友，带着各自不同的目的，成为了一名火箭军的大学生士兵。当他们第一眼看到深藏在大兴安岭深处的部队时，萌生了悔意。在未来的日子里，夏拙等人也逐渐意识到，在火箭军，只有十年以上的兵，才有资格叫兵。二十年以上的兵，才有资格叫老兵。二十五年以上的，统称为“窖藏”。面对着身怀各式绝技、不同年份的“陈年老兵”，新生力量的萌动与越陈越香的老兵，产生了不可避免的对抗。在梦想与现实极大的落差和老兵们的传帮带下，他们用青春逐渐读懂了“军人”二字，担起了“大国底牌”的威严。他们已然知晓玉娘在尹旭心中的地位，夫人这一称呼十分到位。Article 23 On-board motorized ships